Many thought the delays would continue or that it would go away altogether... but it’s here. On June 9th, 2017, the Department of Labor (DOL) Fiduciary Rule begins a phased implementation, with the rule going into full effect on January 1, 2018. Reps who are dependent on full-commission IRA rollovers are at risk. The unfortunate truth is that many of these advisors will not make it in this business under the new ruling or may leave the business entirely. One LIMRA study found